For the people behind the decisions.
On site. Online. Built around your team.
A different way to understand finance.
Practical finance training for non-finance managers.
Your trainer. Adam Finkel-Gates.
Adam is a practising Chartered Management Accountant and founder of Cowal Accountants. He combines hands-on business experience with award-winning teaching to help managers turn financial information into decisions they can explain.
As a practising Chartered Management Accountant, Adam works directly with businesses through Cowal Accountants, the practice he founded in Argyll, Scotland.
His day-to-day work with business finances brings a practical perspective to every training session.
Cowal AccountantsRecognised at De Montfort University and the University of Edinburgh.
Learners value Adam’s depth of knowledge, openness to questions and practical, activity-led sessions. His welcoming approach encourages discussion and helps people build understanding by putting ideas into practice.
Edinburgh’s recognitionAdam’s published research explores responsible AI, inclusive and flexible learning, and practical financial management.
Focused days. Practical understanding.
01 / The foundations
An activity-led session where learning comes from completing practical exercises.
Greater confidence to set and manage budgets, explain variances and ask informed questions about your team’s performance.
02 / Own the plan
A highly interactive, activity-led session where each delegate represents a department. Together, the group produces a master budget for a fictional but realistic organisation.
A clearer understanding of how departmental budgets connect, with practical ways to challenge assumptions and produce a joined-up financial plan.
03 / Make the call
A case-study-led session using a range of realistic business scenarios to build confidence in commercial decision-making.
A structured way to compare commercial options, weigh financial risks and present a clear, evidence-based recommendation.
Made for your business
A programme shaped around your managers, your sector and the decisions your business faces.
A day, shorter sessions or a series.
Practical skills tailored to your organisation, so your team can apply the learning directly to the decisions they face at work.
Flagship courses are designed as focused day courses. The scope and emphasis are agreed with you.
Primarily in person. Flexible by design.
Face-to-face discussion, shared exercises and questions in the moment help teams connect the numbers to their own work. That’s why in-person delivery is our first choice.
At your premises or an agreed venue.
An example day, with breaks. Final timings are agreed with you.
Live online delivery is available, including shorter sessions or a workshop series.
Start with your people.
Tell Adam what your team needs.
Ready for you to review.
Open the draft in your email app, or copy it and send it to enquiry@financefluent.co.uk.